QualiFile®, is a real-time DDA origination solution that uses behavioral risk segmentation to ensure that you open the right accounts in any channel based on your institution’s risk strategy. Using ChexSystems® proprietary database, external public records and credit bureau data (optional), you have the insights you need to maximize cross-selling, build profitable relationships and prevent losses.
How ChexSystems empowers account origination
Within seconds, QualiFile provides an account opening recommendation based on your risk strategy
Consistent account opening across channels
Open the right accounts based on your risk tolerance strategy
Industry-recognized FCRA-compliant solution
Adhere to Fair Credit Reporting Act by assessing all potential DDA accounts across channelsIntegrated, flexible and efficient
Easily integrate with existing systems and business rules for automated recommendations or custom decisioningExplore Our Perspective
QualiFile product sheet
Behavioral risk underwriting and loss prevention for consumer demand deposit account (DDA) origination – an FCRA behavioral risk screening tool provided by ChexSystems.
ChexSystems Bank On Bundle product sheet
A joint effort between the Cities for Financial Empowerment Fund (CFE Fund) and Chex Systems, Inc. to help financial institutions offer safe, affordable banking accounts to unbanked and underbanked consumers.