Who we serve
Digital experiences your customers can count on An ecosystem of banking, lending and payment solutions to help you thrive in the digital age. Overview fis-icon-arrow Provide a banking experience that puts your members’ needs first. Credit unions fis-icon-arrow Drive your digital services forward with our best-in-class solutions. Small to Medium Financial Institutions fis-icon-arrow Find a tailored approach to modernization that suits your needs now and later. Large Financial Institutions fis-icon-arrow
Advance your financial institution
Put technology to work for you

Improve your business’ efficiencies with advanced technology backed by absolute performance.
Advance your securities & investments firm
Expertly engineered solutions
for your corporate needs

Focus on reducing cost and risk while boosting revenue and customer satisfaction.
Advance your business
Our policy for insurance solutions:
Helping you do more
for your policyholders.

Improving your business
so you can improve your
policyholders' lives.
Advance your insurance business
You’re driven to innovate.
You’re fueled by the world’s no. 1 fintech.

Now the innovative fintech that powers the world can power your business.
Advance your technology business
Innovation from the world’s boldest fintech

Build and grow fast with next-gen technology backed by expertise, reliability and speed.
Advance your Fintech firm
Push the boundaries
of retail possibilities

Deliver fast, secure and intuitive commerce
experiences for billions of customers.
Advance your retail business
Better guest experience.
Better operational efficiency.
They start with better technology.

We serve you the best tech
so you can better serve your customers.
Advance your restaurant business
Smooth the flow
of energy and utilities

Move faster, work smarter and spend more time on energy transition initiatives.
Advance your energy and utilities business
Chart your path
to better business health

Give your business the flexibility it needs to capitalize on trends and deliver great services.
Advance your healthcare business
Better serve and
protect your residents

Secure your agency against potential risks and ensure smoother transactions.
Advance your government agency
Unlocking financial technology to the world
Digital One

Align your customers and employees with unified data, delivering consistent experiences across all digital banking channels.

Automated Finance

Make finance a strategic advantage with a comprehensive suite of receivables, payables and revenue optimization tools.

Private Capital Suite

Automate accounting and reporting processes to deliver fresh insights and real-time responsiveness to private equity investors.

Solutions we provide
Unlocking financial technology to the world
Digital One

Align your customers and employees with unified data, delivering consistent experiences across all digital banking channels.

Automated Finance

Make finance a strategic advantage with a comprehensive suite of receivables, payables and revenue optimization tools.

Private Capital Suite

Automate accounting and reporting processes to deliver fresh insights and real-time responsiveness to private equity investors.

Resources
Unlocking financial technology to the world
Digital One

Align your customers and employees with unified data, delivering consistent experiences across all digital banking channels.

Automated Finance

Make finance a strategic advantage with a comprehensive suite of receivables, payables and revenue optimization tools.

Private Capital Suite

Automate accounting and reporting processes to deliver fresh insights and real-time responsiveness to private equity investors.

Explore more
Unlocking financial technology to the world
Digital One

Align your customers and employees with unified data, delivering consistent experiences across all digital banking channels.

Automated Finance

Make finance a strategic advantage with a comprehensive suite of receivables, payables and revenue optimization tools.

Private Capital Suite

Automate accounting and reporting processes to deliver fresh insights and real-time responsiveness to private equity investors.

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HEADQUARTERS
Jacksonville, Florida United States
  • LARGE FINANCIAL INSTITUTIONS

Times are everchanging, and your strategy must adapt

When you run outdated systems and processes across your institution, it not only increases costs and slows time to market for new products, but also makes it much harder to manage operations and give your consumers the banking experience they deserve. So, how do you adapt? How do you raise the bar for what banking should be?

Get insights from large financial
institution experts

Discover thought leadership from the people who live and breathe large financial institutions. Stay up to date with trends, get a deep dive on complex topics and see what’s coming up next.

Get Celent’s take

In this report, Celent explores current core banking system trends and provides in-depth overviews of four proven FIS platforms.

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What should you look for in a modern, global KYC solution?

To effectively evaluate solutions that mitigate risk and protect your ecosystem, you must adapt to evolving Know Your Customer (KYC) technology, regulations and best practices.

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Going digital is no longer optional

What sets you apart today becomes the standard in tomorrow’s banking, and it would be a mistake to view digital transformation as optional.

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Key trends that drive how consumers pay today

Today’s consumers have so many options. Discover how they’re making purchases so you can position your organization for future growth.

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Changes, challenges and opportunities

Lillie Platko, FIS head of product and services for networks, discusses the changes in the debit marketplace, requiring a second network choice for card-not-present transactions.

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Don’t risk getting left behind

By digitally transforming your bank, you can keep up with ever-changing customer demands.

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Redefine your approach to ALM

New approaches to risk management and stress testing will be crucial for survival and growth after the recent financial institution closures and takeovers.

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Keep investing in innovation

IT spend in banking is growing at a higher rate than ever. And with good reason, according to top IDC analysts.

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A technology revolution unlike any other

How will the different stages of generative AI’s development reshape industries, work, markets and society overall?

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Client stories

Citizens Access

Utilizing multiple FIS integrated solutions, this bank was able to launch in just eight months’ time and create a modern, online accounting process that makes opening and servicing accounts less painful.

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Global Tier 1 Bank

When it came to supporting millions of monthly transactions across 40 countries, one leading global Tier 1 bank looked to FIS to hold and manage all aspects of its end-to-end reconciliations operations.

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Chinese University of Hong Kong

In a new partnership with one of Asia Pacific’s most innovative universities, FIS Insurance Risk Suite is set to play a pivotal role in shaping the training of Hong Kong’s next generation of actuaries.

Read their story
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Solutions by topic

Advance Integrated Banking – Core Banking

Create anywhere, anytime banking

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Advance Integrated Banking – Unified Omnichannel Banking

Build deeper relationships across digital and physical channels

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Make Payments – Real Time

Accelerate real-time and other account-to-account payments

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Make Payments – Business Payments

Make business payments flow

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Manage Payments – Fraud and Protect

Fight fraud and manage risk

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Manage Payments – Loyalty, Card and Offers

Increase loyalty and generate revenue

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Grow Commercial Banking and Asset Finance – Commercial Deposits

Modernize customer deposits and increase satisfaction

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Discover Data Driven Insights – Data Solutions

Make data-driven decisions

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Run Banking Operations – Back-office Solutions

Streamline processes and satisfy customers

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Manage Wealth and Retirement – Retirement Solutions

Transform the retirement experience

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Manage Cashflow and Capital – Treasury and Risk Management

Modernize treasury and optimize the balance sheet

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Enhance Trading and Investing – Asset Management and Servicing

Drive growth and optimize efficiency

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Enhance Trading and Investing – Trading, Connectivity and Market Data

Accelerate your front office

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Enhance Trading and Investing – Cleared Derivatives

Simplify post trading processing

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Enhance Trading and Investing – Securities Finance and Processing

Consolidate and automate for maximum efficiency

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Grow Commercial Banking and Asset Finance – Commercial Deposits

Modernize customer deposits and increase satisfaction

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Grow Commercial Banking and Asset Finance – Lending

Deliver an exceptional customer experience

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Discover Data Driven Insights – Data Solutions

Make data-driven decisions

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Create Next-gen Platform Banking – Modern Banking Platform

Modernize, launch and scale banking innovation

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Let's talk

Let’s connect to discover how we can help your business innovate and prepare for the future, today.

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Core banking

Challenge

With all the primary records of customers, accounts and transactions, the core system remains the beating heart of the bank. But cores are increasingly expected to work harder than ever and interact with customers in real time, 24/7, on any device. Can your core handle the pressure to deliver a consistently compelling customer experience?

Solution

Our modern core banking solutions and industry expertise has helped many top banks meet local needs globally. You can choose from integrated or componentized solutions to build a cloud-enabled platform. Or expand your services with our API-integrated components, ensuring secure, resilient processing while connecting with third-party vendors for unique digital services.

Payout

Become even more efficient, agile and customer-centric. Now you can support new business models and respond to evolving customer needs quickly, effortlessly and cost effectively – without complex coding or disrupting other areas of core banking.

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Lending and leasing

Challenge

Whether you’re lending to businesses or consumers, or leasing vehicles or equipment, your customers expect fast, convenient access to financing. But to achieve that, you need a complete picture of your customers, which isn’t easy when data and business processes are fragmented across systems.

Solution

Provide credit at the point of need with buy now, pay later or our embedded finance solutions. Our single modular platform for commercial lending can also help you get a 360-degree view of customers and assess credit risk across your portfolio. Use integrated components, an end-to-end platform or a managed service for asset finance to support the entire leasing journey and configure our technology to your needs.

Payoff

Streamline your operations with flexible AI-powered technology and gain new business opportunities by driving faster, deeper risk analytics and delivering a superior customer experience across multiple channels.

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Treasury, risk and cash flow

Challenge

Treasuries are under pressure to handle high volumes of payments in multiple formats and manage constant cost constraints, volatility and regulatory requirements. But with outdated and fragmented systems, it can be hard to ensure real-time cash visibility and a complete view of risk, liquidity, capital and profitability.

Solution

With extensive asset class coverage, our modern front-to-back-office treasury solution provides enhanced control and visibility for cash management, risk mitigation, regulatory reporting and more. We also offer modular solutions for asset liability and market risk management, liquidity risk management, regulatory compliance and economic capital management, and credit risk management.

Payout

Drive down costs and risk, get an instant snapshot of global positions and align risk, treasury and finance for effective balance sheet optimization.

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Wealth and retirement

Challenge

With more generations of wealth owners to serve, your wealth management and retirement teams must offer personalized and frictionless services that meet the needs of different customer demographics. Advanced digital capabilities are critical to adding value for investors and providing retirement plans that drive engagement, loyalty and growth.

Solution

We deliver modern wealth and retirement solutions with scalable and flexible technology for managing investment assets for every type of retirement plan and regulatory requirement. With as-a-service solutions, we can manage and continually develop that technology on your behalf so you can add new services and integrate new partners.

Payoff

Succeed in an ultra-competitive market, accelerate growth and simplify compliance.

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Compliance, fraud prevention and security

Challenge

Whether in the form of cybercrime, money laundering, fraud or market abuse, financial crime is a constant threat that needs careful surveillance, not least to comply with regulations. But with vast and disparate sets of data to manage, do you have enough visibility to stay on top of security risks and demonstrate compliant processes across your business?

Solution

Our award-winning regtech combines data, technology, expertise and services for robust security and compliance measures. We provide an AI-powered platform that helps solve regulatory challenges, like anti-money laundering and communications surveillance, and delivers a clear view of all your risks. Our fraud solutions help make sure you strike a balance between minimizing fraud and delivering a great customer experience.

Payoff

Keep regulators, auditors and customers happy with processes that are always compliant and safe, but fast and frictionless too.

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Cards and money movement

Challenge

From cards and instant transfers to digital wallets, there are more ways to move money than ever and the traditional lines between banking, payments and commerce are dissolving. But convenience for customers can also mean operational complexity – and to process all those transaction types, you need the right combination of technology and expertise.

Solution

We simplify money movement for your organization, ensuring faster and more effortless and frictionless omnichannel experiences. Our global reach includes real-time, push-to-card and automated clearing house payments in over 50 countries. We also offer modern solutions for credit, debit and loyalty card issuing, processing, marketing and fraud protection.

Payoff

Give your customers even more new ways to pay and get paid – and continually improve their experience without overburdening your operations or increasing your risks and costs.

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Enterprise payments

Challenge

With customers expecting increasingly sophisticated digital experiences, financial institutions can no longer afford to delay the modernization of payments. But when you’re faced with legacy technology and siloed systems, a full-scale transformation that replaces all your existing infrastructure in one go can take years to complete.

Solution

We can help you modernize in stages with cloud-native technology and APIs to introduce new, transparent, simplified and automated payments systems at your own pace. Our payment solutions consolidate international and domestic payments, and help you manage payment processes from customer interaction, order management and payment execution to fraud management.

Payoff

Give your customers the payment experience they expect, be the first to market with added-value services and choose your preferred deployment option – from private cloud to a fully managed service.

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Trading and investing

Challenge

New asset classes, fresh mindsets like ESG, frequent volatility, mounting cyberthreats and constant risk. Few things change as fast and furiously as the complex world of trading and investing. And all the while, you need to meet the needs of increasingly sophisticated investors and heightened regulatory requirements.

Solution

We provide innovative trading solutions that allow you to combat volatility with real-time controls, rich insight and reliable connectivity. We enable you to streamline securities lending with AI-driven technology. Plus, our derivatives clearing solutions will integrate seamlessly with your ecosystem for strength, scale and security.

Payoff

Anticipate change throughout the investment life cycle, accelerate your time to market and better serve your customers, while staying on top of risk and regulation.

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Core banking
Lending and leasing
Treasury, risk and cash flow
Wealth and retirement
Compliance, fraud prevention and security
Cards and money movement
Enterprise payments
Trading and investing
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It’s a race to the top – don’t get left behind

With FIS, you can start supporting growth from a stronger, more resilient foundation. Build on our absolute performance as the #1 global fintech provider, backed by financial stability, rigorous security and decades of industry expertise.

Whether you offer individual, group, wealth and retirement, P&C or health insurance, we help you tackle the challenges confronting insurance companies today:

Competition
You’re facing a highly competitive, digital-first landscape where you must compete with aggressive insurtech entrants. We enable you to deliver a personalized, digitized and frictionless experience that attracts, retains and delights customers.

Market Changes
Sustained inflation, sustainability concerns and evolving customer product and purchase preferences make it hard to keep up. With FIS, you can modernize your legacy systems and rely on a single vendor to reduce costs and drive efficiencies.

Cybersecurity
Whether you’re a small firm or an enterprise company, fraud and cyber-attacks are growing exponentially – and your security needs to be as powerful as your technology. FIS has you covered with leading-edge security solutions that have protected our clients for decades.

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WHITEPAPER

Banking transformation has improved resilience to market disruptions

What's happening

It's getting to be a common theme in the banking industry that as soon as things start to improve and innovation resumes, another market disruption comes along. It was the pandemic in 2020, and now it’s inflation.

What's important

Yet, despite the turmoil, technology is becoming a more powerful tool for financial institutions to not only withstand disruptive storms effectively, but also to evolve into scalable digital businesses.

IT spend in banking
will grow at
8.8% through 2026
Source: IDC 2023

Learn more about how digital transformation enables smarter and faster responses to disruption

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Report

The Global Innovation Report 2023: Creating advantage in uncertainty

While the list of risks and uncertainties continue to grow, businesses – no matter the sector – must embrace innovation and new technologies to remain competitive and drive growth.

But how are businesses integrating innovation into their operations?

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Program

Unlock the next generation of innovation

Learn more about the FIS Fintech Accelerator program, designed for scaling solutions and accelerating commercialization through strategic partnerships.

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