A winning buy now pay later (BNPL) solution for consumers, merchants and your institution

Consumers are reluctant to go into unmanageable debt; to the contrary, they want control over their money and a way to track their spending. With FIS® BNPL for Post Purchase, you can offer them a short-term loan option that helps them manage their finances and, at the same time, creates new fee revenue for your institution.

Once a credit cardholder makes a large-ticket purchase, this post purchase installment loan offering presents them with an option to spread out the payments over several month. By accepting, they have automatically freed up their cashflow while your institution increases account volume and transactions.